How can I calculate my own retirement benefit estimates?
We suggest you use the Retirement Estimator at http://www.socialsecurity.gov/estimator. The Retirement Estimator produces estimates based on your actual Social Security earnings record, so it’s very accurate. Also, you can use it to test different retirement possibilities based on what age you decide to start benefits or get an estimate with changes to your future benefits.
You also can go to the Benefits Calculators at http://www.socialsecurity.gov/planners/benefitcalculators.htm and use the earnings shown on your Social Security Statement to calculate estimates. The calculators will show your retirement benefits as well as disability and survivor benefit amounts. These benefit calculators are not linked to your Social Security record, so you do not need to establish a password to use them.
