by David Raetz | Apr 30, 2026 | Retirement, Retirement Planning
Retirement isn’t a single moment. It’s a series of decisions – and each one shapes your income, cash flow, and ultimately, more retirement confidence. For FERS employees, understanding these decisions ahead of time can mean less stress, more control, and greater...
by David Raetz | Apr 6, 2026 | FERS, Retirement, Retirement Income, Retirement Planning, Thrift Savings Plan
Retirement isn’t a single moment. It’s a series of decisions – and each one shapes your income, cash flow, and ultimately, more retirement confidence. For FERS employees, understanding these decisions ahead of time can mean less stress, more control, and greater...
by David Raetz | Mar 2, 2026 | FERS, Retirement, Retirement Planning, Thrift Savings Plan
If you’re a federal employee planning to retire within the next one to five years, your pension deserves more attention than any headline about the market. While your Thrift Savings Plan fluctuates and tax laws evolve, your FERS pension remains the cornerstone of your...
by David Raetz | Jan 30, 2026 | Market Conditions, Retirement, Retirement Planning, Thrift Savings Plan
If you’re a federal employee planning to retire within the next several years, market volatility can feel more amplified today than it might have earlier in your career. A sharp market swing can raise questions about timing for retirement, confidence, and financial...
by David Raetz | Jan 9, 2026 | Financial Health, Retirement, Retirement Planning
If you’re a federal employee planning to retire within the next one to five years, the decisions you make now can noticeably shape your financial stability for decades. This final phase of your career is where timing, coordination, and strategic planning matter most....
