Retirement Income Planning
Making Sure You Don’t Run Out of Money Before You Run Out of Time
Retirement Income Planning
As you prepare for retirement, you might find yourself focusing on reaching a particular savings goal. Perhaps you set this goal years ago, when you first began saving for your future, or maybe you landed upon a target number more recently. In either case, your top priority is making sure that you can afford your standard of living in retirement, in addition to travel or any other hobbies that you might pursue.
While it’s great to work toward a goal, remember that retirement planning involves much more than saving a particular amount of money. You will be making many more decisions along the way, and these issues deserve your equal attention.
Social Security Options
Come visit us for a no-obligation analysis, and we can review your Social Security options with you.
Lifetime Income Planning and Lifetime Income Guarantees
If you’re worried about outliving your money – a very real possibility these days – then allow us to show you different ways to establish a lifetime, guaranteed stream of income.
Required Minimum Distribution Analysis
Your Required Minimum Distributions must be carefully calculated to avoid any penalties, and you should structure them correctly to avoid excess income taxes. We can help you make these calculations and determine the best strategy for your distributions.
Meet with us before you retire, so that we can analyze your tax situation and help prevent any unpleasant surprises. Together we can put together a strategy to minimize your tax burden.
IRA, 401(k) and 403(b) Rollovers
It’s possible that these funds could be growing more fruitfully if you rolled them into your current 401(k) or 403(b) plan. We can help you determine whether a rollover would help you, and help you perform this maneuver.
Our team can help you address these retirement issues, along with any other questions you might ask.
We clarify the confusing aspects of retirement and paint you a clear picture of your pre- and post-retirement income planning.
Schedule An Appointment
Ready to get your financial goals on the right track? It's easy to get started.
Schedule an appointment by filling out the form in the link below.
Discuss your financial goals with a Benchmark Financial Group associate.
Put your financial plan on the right track to meet your objectives.
This does not constitute an offer to buy or sell any security. Investments in securities are not suitable for all investors. Investment in any security may involve a high degree of risk and investors should review all “Risk Factors” before investing. Investors should perform their own due diligence before considering any investment. Past performance and/or forward looking statements are never an assurance of future results. Investment products, Insurance, and Annuity products are not FDIC Insured/Not Bank Guaranteed/Not Insured by any Federal Government Agency/May Lose Value. Always read the prospectus before investing.
Securities and Advisory Services are offered through Client One Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC and Client One Securities are not affiliated companies.