Benchmark Financial Group Blog

Once your retirement application reaches OPM, several of the choices buried inside that paperwork become difficult — and in some cases impossible — to undo. Most federal employees spend months on the retirement date and only minutes on the elections themselves. Yet those elections shape your income, your spouse’s security, and your cash flow for...

The Hidden Lump Sum Most Federal Employees Overlook How much do I need to retire? It may be the most common question we hear from federal employees nearing retirement. Most people answer it by opening their TSP statement, looking at the balance, and deciding whether that number feels like enough. That approach leaves out the largest asset many...

One of the most common questions federal employees ask as retirement nears is, “How much will actually land in my bank account each month?” Gross numbers on a benefits estimate look reassuring, but your real financial stability depends on what's left after deductions. What does my retirement paycheck really look like? Let's break it down piece by...