by Gary Raetz | Feb 17, 2020 | Miscellaneous, Retirement Planning
It is often said that there are only two things that are certain in life: Death and taxes. Considering that Benjamin Franklin made that statement a couple of centuries ago, when times were quite different, we would add one more certainty to the list. Nearly all of us...
by Gary Raetz | Feb 9, 2020 | Social Security
One day, you will depend upon a combination of your annuity payments, withdrawals from your Thrift Savings Account, and a monthly Social Security benefit to provide your retirement income. With regard to Social Security benefits, there are three things you should know...
by Gary Raetz | Feb 3, 2020 | Retirement Income
Even though you enjoy one of the best retirement systems in the country, federal employees still need to plan carefully for retirement just like everyone else. In fact, you should definitely avoid assuming that because you can potentially draw income from three...
by Gary Raetz | Jan 27, 2020 | Miscellaneous
If you’re a federal employee, the hope is that you will enjoy comprehensive retirement benefits after completing your planned service. However, on occasion a sudden disability strikes, whether due to illness or an accident. If this happens to you during your time as a...
by Gary Raetz | Jan 20, 2020 | Financial Health
If you’ve resolved to reduce debt or save more in 2020 (or preferably, both) you might know that analyzing your budget is not easy. We all purchase a number of goods and services each month, and it can be difficult to keep track of all of them. One way to tackle this...