by Gary Raetz | Jul 25, 2016 | Retirement
Federal employees are fortunate to enjoy a three-tiered retirement plan. Once you retire, you will draw income from Social Security, your pension, and withdrawals from your Thrift Savings Plan (assuming you chose to contribute to it). In some ways, you’re more...
by Gary Raetz | Jul 18, 2016 | Retirement
You might already know that a good life insurance policy is one of the best ways to protect your family. However, what exactly is a “good” life insurance policy? There are so many options out there, it’s easy to make a mistake when choosing your provider or plan. A...
by Gary Raetz | Jul 11, 2016 | Retirement
Last fall, Congress made waves in the retirement planning world, when they brought an end to a long-standing loophole that allowed a popular Social Security strategy called “file and suspend”. The strategy, commonly used by couples to maximize their benefits, has now...
by Gary Raetz | Jun 13, 2016 | Miscellaneous
Have you ever wondered what would happen to you, in the event that you need long-term nursing care? Many people assume that they could fall back on family help to get through a tough time, but you should remember the potential cost to your children and grandchildren....
by Gary Raetz | Jun 6, 2016 | Miscellaneous
As a federal employee, you enjoy a comprehensive package of retirement options. But because the decision to retire is a complicated one, and involves significant sums of money, you shouldn’t leave anything up to chance. While you should think about retirement...
