Benchmark Financial Group Blog

Most of us can’t wait for retirement, and often our eagerness can overshadow reality just a bit. Many a retiree has made the leap into this next phase of their life, only to realize afterward that they were not truly ready in some way. Perhaps they weren’t as financially prepared as they believed, or they felt disappointed by the lifestyle...

If you have enrolled in a life insurance policy, or you’re considering one, you’re probably thinking of providing a lump sum benefit for your loved ones in the event of your passing. These funds would pay for final expenses, and of course provide for their financial security in your absence. But you might be surprised to learn that those are not...

Federal employees enjoy one of the most complete retirement systems in the country, helping you to better prepare for retirement. The downside of having such a complex system is that you might not feel familiar with all of the ins and outs of its procedures and regulations. With regard to your Thrift Savings Plan, there is something very...

When it comes to retirement planning, most of us know that making regular contributions to a retirement account is one of the best (really, mandatory) ways to prepare for the future. As a federal employee, you can enjoy more than just one stream of income in retirement, since you will also receive payments from your annuity. But contributing to...

With life expectancy increasing, many of us can expect to live well into our 80s, 90s, or beyond. This is great news, but it also opens up another realm of possibilities. At some point, it is likely that you will need specialized nursing care, whether to help with a medical condition or just to receive assistance with daily living. Who would...