by Gary Raetz | Apr 10, 2017 | Miscellaneous
In the retirement planning world, one of the most common questions we hear is, “How much money do I need to save before I can retire?” However, an even more pressing one might be, “When can I retire?” After all, retirement sounds like a lot more fun than a daily...
by Gary Raetz | Apr 2, 2017 | Miscellaneous
As a federal employee, you enjoy one of the best retirement systems in the country. Once retired, you will be able to access funds from Social Security, your annuity program, and your Thrift Savings Plan (TSP). The first two tiers of your retirement plan are fairly...
by Gary Raetz | Mar 20, 2017 | Miscellaneous
Each spring, millions of taxpayers are thrilled to receive a tax refund. But this isn’t free money; you worked hard for it! Keeping that fact in mind, does it make sense to blow it on something frivolous? Or would it be smarter to reinvest it in ways that will...
by Gary Raetz | Mar 6, 2017 | Miscellaneous
The birds are chirping, flowers are blooming… it’s time for spring cleaning! Most of us get that urge to scrub the baseboards and clean out our closets in the spring, but there’s another important area of your life that deserves some attention. While...
by Gary Raetz | Feb 27, 2017 | Miscellaneous
When we talk about retirement planning, we often discuss how you should save enough money to retire comfortably. After all, many of us can expect to live off our retirement savings (and Social Security) for twenty years or more! That can seem like a hefty financial...
by Gary Raetz | Feb 13, 2017 | Miscellaneous
Most of us recognize that budgeting, careful spending habits, avoiding excess debts, and regular conversations with a skilled advisor are keys to financial health. But even if you’re doing all of these things, you might be overlooking something else that is crucial to...
