Three Things to Do Before the End of the Year

Over the next month or so, we’re all going to be fairly busy with holiday shopping, travel, and special events. So you probably don’t want to add anything else to your to-do list! But there are certain things you need to do before the end of the year, to help ensure...

Traditional vs Roth IRA – The Major Differences

Most Americans with an employer-sponsored retirement plan are making “traditional” contributions to the account. If they want to open and fund a Roth account, they often take this action on their own. But as a federal employee, you have the option of choosing whether...

Federal Workers Have Long-Term Care Options

Have you ever wondered what would happen to you, in the event that you need long-term nursing care? Many people assume that they could fall back on family help to get through a tough time, but you should remember the potential cost to your children and grandchildren....

A Retirement Countdown for Federal Employees

As a federal employee, you enjoy a comprehensive package of retirement options. But because the decision to retire is a complicated one, and involves significant sums of money, you shouldn’t leave anything up to chance. While you should think about retirement...

7 Essentials for a Smart Budget

As you transition into retirement, advance planning and years of hard work have hopefully provided for a satisfactory lifestyle. But most retirees do find that their retirement budgets are not quite as generous as the incomes they enjoyed during their working years....

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