by Gary Raetz | May 16, 2016 | Miscellaneous
Perhaps you set a retirement date years ago, but as that time gets closer, anxiety might come creeping in. Retirement is a major life change, so it’s normal to feel nervous about it. If you’re wondering whether you’re really ready to enter this next...
by Gary Raetz | May 9, 2016 | Miscellaneous
The average life span of a human being has increased dramatically over the past couple of hundred years. Once upon a time, age 50 was considered “old”, but nowadays we tend to continue working until well past age 60. In fact, full retirement age – the age at which you...
by Gary Raetz | May 2, 2016 | Miscellaneous
As a federal employee under the FERS system, you are undoubtedly familiar with the three main components of your retirement plan: Your annuity, Thrift Savings Plan investments, and Social Security. However, you might be locked into one way of thinking about your...
by Gary Raetz | Apr 25, 2016 | Miscellaneous
As you reach your retirement years, you will probably notice that your financial priorities begin to shift. You might spend less on transportation, because you no longer commute to work, but more on hobbies to fill your time. You might spend more on health care, but...
by Gary Raetz | Apr 11, 2016 | Miscellaneous
As you work and save for retirement, you aren’t just doing it for yourself. You also want to enjoy a long, happy, and comfortable life with your spouse. But what happens if you pass away prematurely? You might wonder how your spouse would be financially...
by Gary Raetz | Mar 21, 2016 | Miscellaneous
One of the benefits to being a federal employee is the reliable retirement plan. But of course, nothing in life is ever 100 percent guaranteed. We hope that everything will go as you have planned, but you should familiarize yourself with some of the common risks to...
