by Gary Raetz | Aug 10, 2015 | Miscellaneous
As a current or retired federal employee, you have the opportunity to purchase Federal Long Term Care Insurance. But why would you choose this insurance plan over similar plans on the market? Convenience is one factor; you can make your premium payments directly via...
by Gary Raetz | Aug 2, 2015 | Miscellaneous
We all hope to enjoy good health for the rest of our lives, but the reality is that many of us will suffer at least one major accident or illness as we grow older. If you need long term care at some point, you might assume that Medicare will pay for a nursing home or...
by Gary Raetz | Jul 20, 2015 | Miscellaneous
Many older Americans reach retirement age, and realize that they aren’t quite ready to entirely stop working. In some cases they need the extra income provided by part-time employment. In other cases, they enjoy their jobs and want to stay active. They may even...
by Gary Raetz | Jul 13, 2015 | Miscellaneous
As a federal employee, you are eligible for retirement income that includes Social Security, a pension, and distributions provided by your Thrift Savings Plan. But as you save and plan for retirement, you probably want to know when you will be eligible to retire! The...
by Gary Raetz | Jul 6, 2015 | Miscellaneous
The Federal Employee Retirement System (FERS) was created by the federal government to support its employees in retirement. The system is actually built upon three separate retirement benefits, which combine to provide income for retired federal employees. The first...
by Gary Raetz | Jun 8, 2015 | Miscellaneous
It can be scary to think about retirement. Once you stop working, you have to live on your savings or pension for the rest of your life. That’s why it’s so important to save every penny you possibly can, during your working years. Luckily, compounding...
