by Gary Raetz | Jun 1, 2015 | Miscellaneous
When you’re saving for retirement, one of the main things you need to consider is how your contributions are treated by the IRS. Unlike many workers, federal employees have the advantage of choosing how to make contributions to their Thrift Savings Plan (TSP)....
by Gary Raetz | Feb 10, 2015 | Miscellaneous
By Linda Marshall, Esq Estate planning is about caring for your loved ones, seeing they are provided for, and making sure your hard-earned property is distributed according to your wishes. An estate plan is your blueprint for where you want your property to go after...
by Gary Raetz | Dec 15, 2014 | Miscellaneous
By John Grobe and also for Fed Smith What is the Special Retirement Supplement (SRS) and why is it important for FERS employees? A full career FERS employee with 30 or more years of Service can retire at their minimum retirement age (MRA) which is between the...
by Gary Raetz | Nov 18, 2014 | Miscellaneous
By Ehren Clovis for FedSmith The alphabet soup of government acronyms got a couple new ingredients over the past year and a half: the FERS (Federal Employees Retirement System) was joined by FERS-RAE in January 2013 and by FERS-FRAE in January 2014. What are these...
by Gary Raetz | Sep 17, 2014 | Miscellaneous
By the end of the first quarter 2014, more than 200 data breaches compromised millions of consumer records, according to the Identity Theft Resource Center, which keeps track of reported data breaches. Stunned? Data breach stats are even more staggering if...
by Gary Raetz | Sep 16, 2014 | Miscellaneous
By Robert F. Benson for FedSmith Military service is generally creditable for civilian retirement, but it must be paid for by the employee. This is referred to as “buying back” the military time, or making the “military deposit.” The amount to be paid is 3% of...