File-and-Suspend Comes to an End Soon

Social Security will comprise an important part of your retirement planning. Whether your benefits will make up a significant portion, or just a fraction of your monthly income, you have the right to various strategies which can maximize those benefits. You may...

Popular Social Security Myths – Dispelled!

Nothing about retirement planning is easy or uncomplicated, but Social Security really takes the cake. As you would expect from any large government-run program, the system is fraught with complicated rules and procedures. This tangled web of rules, along with a...

Should You Claim Social Security Benefits Early?

As you may already know, the Social Security Administration defines your full retirement age by the year of your birth, and it ranges between age 65 and 67. This is the age at which you can claim your full scheduled benefits, based upon your highest-earning 35 years...

Are You Really Ready for Retirement?

With the average life expectancy increasing, and health care costs continuing to rise, the average worker might be ill-equipped for retirement. For one thing, we will all spend more years in retirement than our parents and grandparents did. Once you add in health care...

6 Tips to Make the Most of Your Retirement Income

Once you retire, you will be living on a fixed income for the rest of your life. Hopefully, you have planned well for retirement, and your income will be generous enough to provide a comfortable lifestyle. But since you don’t have a crystal ball to predict the...

Choosing Beneficiaries for Your Thrift Savings Plan

After years of hard work and saving for retirement, we all hope to live long enough to enjoy the fruits of our labor. But none of us can predict the future, so it’s always best to prepare for every possibility. Did you know that the Thrift Savings Plan will not...

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