by Gary Raetz | Jan 23, 2017 | Retirement
Retirement planning poses an enormous challenge for most of us. It can be difficult to predict how long we will live, how much money we need, and all of the potential pitfalls that can cost us money in the future. And while it’s true that you don’t have a magic...
by Gary Raetz | Oct 17, 2016 | Retirement
As a federal government employee, you enjoy a retirement program that is superior to those offered by many private employers. After completing your service, you will enjoy an annuity payment, your Social Security benefits, and any income generated by your Thrift...
by Gary Raetz | Oct 10, 2016 | Retirement
Are you feeling ready to retire, but question whether you’re financially ready? Or perhaps you need to reduce your work hours, but you don’t want to completely retire just yet. Federal government employees enjoy the option of a Phased Retirement for this...
by Gary Raetz | Sep 26, 2016 | Retirement
For many generations, life insurance has been viewed as mostly a way to cover funeral expenses or replace income from the family breadwinner in the event of his or her death. Without a doubt, those are still two of the primary goals of a life insurance policy. But you...
by Gary Raetz | Sep 19, 2016 | Retirement
As a federal employee, you enjoy a three-tiered retirement plan unlike anything else offered in the retirement industry. The plan is thorough, but also complex, meaning many federal employees are not familiar with some of the more obscure rules and regulations...
by Gary Raetz | Sep 6, 2016 | Retirement
In the retirement planning world, we tend to focus on making sure our clients are financially prepared for their later years. After all, it’s hard to enjoy retirement if you’re forced to live on Ramen noodles! Money is certainly an important component to overall...