by Gary Raetz | Oct 10, 2016 | Retirement
Are you feeling ready to retire, but question whether you’re financially ready? Or perhaps you need to reduce your work hours, but you don’t want to completely retire just yet. Federal government employees enjoy the option of a Phased Retirement for this...
by Gary Raetz | Sep 26, 2016 | Retirement
For many generations, life insurance has been viewed as mostly a way to cover funeral expenses or replace income from the family breadwinner in the event of his or her death. Without a doubt, those are still two of the primary goals of a life insurance policy. But you...
by Gary Raetz | Sep 19, 2016 | Retirement
As a federal employee, you enjoy a three-tiered retirement plan unlike anything else offered in the retirement industry. The plan is thorough, but also complex, meaning many federal employees are not familiar with some of the more obscure rules and regulations...
by Gary Raetz | Sep 6, 2016 | Retirement
In the retirement planning world, we tend to focus on making sure our clients are financially prepared for their later years. After all, it’s hard to enjoy retirement if you’re forced to live on Ramen noodles! Money is certainly an important component to overall...
by Gary Raetz | Aug 22, 2016 | Retirement
Federal employees enjoy a terrific, three-tiered retirement plan. In many cases, the retirement plan offered to government employees beats those offered in the private sector. But because of that implied security, you might not pay as much attention to your plans for...
by Gary Raetz | Aug 15, 2016 | Retirement
In the old days, many people retired and then spent the following few years, up to a decade, living off of Social Security and whatever pension or retirement savings they had managed to accumulate. They knew that a stay in a nursing home might be needed at some point,...